Nowadays, it feels like we need a different app for everything. One app to send money. One app to buy data. Another app for investments. It's confusing, time-consuming and, quite honestly, unnecessary.
Kastelo is here to fix that. We're building a single, easy-to-use money app where you can spend, save, send, receive, invest, earn rewards and even manage your mobile data — all in one place.
If you're new to Kastelo, here's a simple guide to how our Kastelo money ecosystem works.
Your Kastelo Wallet: The Centre of Your Money
Every Kastelo customer has a Kastelo Wallet on the app, which is your safe, all-in-one digital wallet where your money lives and grows.
From your wallet, you can spend money in multiple ways:
- Swiping or Tapping your Kastelo Card
Your Kastelo Card lets you pay in-store, online and abroad. You can tap, swipe or insert it just like any bank card. - Paying with Kastelo Pay
With Kastelo Pay, you can scan any Zapper QR code from over 30,000 merchants nationwide — including grocery stores, restaurants, petrol stations and online shops. - Shopping Online Easily
Use your card for online purchases. - Cash Withdrawals with Cash Vouchers
Need cash? You can withdraw cash at more than 300,000 points nationwide.
Grow Your Money With Kastelo Stocks
Inside your Kastelo Wallet, you'll find Kastelo Stocks, a beginner-friendly way to start growing your money.
With Kastelo Stocks, you can:
- Buy tokenised shares of well-known American companies
- Start investing with any amount, even R10
- Track your investments directly in your wallet
- Sell your stocks anytime
It's investing made simple for everyday South Africans who want to build their money over time.
Take Control of Your Mobile Data With Kastelo GIGS
Kastelo doesn't only help you manage your money, it also helps you manage your mobile network expenses.
Meet Kastelo GIGS, our game-changing, affordable mobile network.
With GIGS, you get:
- Data that never expires
Use your GIGS data whenever you need it. It never disappears, because you paid for it. - One balance for browsing, calling and texting
Everything comes from the same wallet - no more buying separate bundles. - Simple top-ups from your wallet
Top up in seconds using your Kastelo Wallet balance. - Send data to friends and family
Share your GIGS data instantly, even across households. - Convert unused data to cash
If you're not using your data, convert it back into cash and spend it however you want: buy essentials, save it, or buy Kastelo Stocks.
Earn While You Stay Connected With GIGS Rewards
GIGS doesn't just give you data; it rewards you with real value when you complete challenges and earn badges.
With GIGS Rewards, you can earn:
- Free data
- Cash (by converting your data rewards)
- Rewards for referring friends or family
These rewards live in your Kastelo Wallet, giving you more flexibility to use your money or data however you want.
The Future of Money Is Simple
Kastelo brings everything together — spending, saving, sending, investing, earning and managing mobile data — into one simple app designed to give South Africans more value from their money.
No more juggling multiple apps.
No more confusing bundles.
Just one powerful money ecosystem made for your everyday life.