Grow Your Money
No lock-ins, no waiting, no excuses.
A flexible investment account for people who want their money working without restrictions. We assess your risk profile and recommend funds that best match your goals and comfort with risk, making it easier to invest with confidence. All from the Kastelo app.
Sygnia Direct Investments
Invest your way
Investing should be straightforward, not a privilege for the few.
We’ve stripped away the complexity so that anyone with a goal and a phone can start building real wealth.
And we’ve done it by partnering with Sygnia — one of South Africa’s most trusted investment managers — so that the funds behind your money are the same ones used by some of the country’s largest institutional investors. World-class investing, made accessible for everyone.
Flexible access
You can withdraw from your investment without exit penalties, subject to the applicable withdrawal terms.
Local and global exposure
Invest in South African and international Sygnia funds from a single account. Diversify without complexity.
Start from as little as R500
No minimum balance requirements. Start with what you have and build from there.
Performance tracking
See your portfolio value, returns, and fund performance.
The funds behind your investment are Sygnia’s.
Sygnia is one of South Africa’s leading asset managers — known for building low-cost, transparent funds that consistently deliver strong returns. From money market to balanced to global equity, Sygnia’s full fund range is available through your Kastelo Direct Investment account. The same quality, without the barriers.
From zero to invested in three steps.
Step 1: Set your goal
Tell us what you’re saving for and we’ll suggest the right Sygnia fund — from a low-risk money market to a high-growth equity fund.
Step 2: See our recommendation
We assess your risk profile and recommend the funds best suited to your needs, with every recommendation explained in plain language.
Step 3: Invest and track
Deposit what you can, watch it grow in the app, and withdraw whenever you need to. No forms. No waiting periods.
A Direct Investment lets you invest in professionally managed funds, with flexibility for both long or short term goals, with no lock-in period, meaning you can withdraw your money when you need it.
People who wish to save in an extremely flexible manner, for flexible goals and shifting investment horizons, or who wish to have instant access to their investment, prefer Direct Investments. Not sure if it fits your goals? Lantern, our Automated Investment Adviser, can help you make a decision.
Lantern, our Automated Investment Adviser, can recommend an investment based on your financial situation, goals, and comfort with risk — helping you make an informed decision.
Contact us
We're just a message away. Got a question? Need help? Or just want to say hi? We'd love to hear from you.
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